FIDEO SOLUTIONS

Account takeover prevention for fintech

Stop account takeovers early, before funds move and trust is damaged

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95 billion

fraud attempts blocked annually

47%

more fraud detected

2+ billion

identity records referenced globally

<1 second

response time

Continuous ATO protection across the account lifecycle

Fideo Verify protects financial institutions and platforms before an account is created and throughout its lifetime, using continuous identity, device, and behavioral intelligence, not just point-in-time authentication checks.

Explore our account origination & onboarding solution

Pre-login risk assessment

Detect risky devices, IPs, and locations before credentials are tested to block credential-stuffing and phishing-driven attempts early.

In-session ATO detection

Identify behavioral drift, device switching, location anomalies, and identity inconsistencies that signal account compromise while the session is active.

Before money moves

Re-score identity risk before withdrawals, transfers, payee changes, and profile updates. Step up only when risk meaningfully changes.

Post-session identity monitoring

Track identity health over time to prevent repeat compromise and recurring fraud.

What fintech teams achieve with Fideo

Prevent unauthorized transfers

Stop ATO-driven money movement without blanket friction for good customers.

Reduce reimbursement losses

Contain compromise early so fewer incidents escalate into refunds and disputes.

Protect customer trust

Fewer lockouts, fewer false positives, and faster resolution for legitimate users.

Lower operational burden

Reduce manual reviews, investigations, and support escalations tied to ATO incidents.

Why Fideo vs. authentication-only ATO defenses

Traditional ATO controls

Login-centric
Reactive alerts
Fragmented signals
High false positives

Fideo Verify

Session & lifecycle-based
Continuous identity scoring
Unified identity graph
Targeted step-up only

LEARN MORE ABOUT FIDEO VERIFY

Developer-first by design

Fideo Verify integrates into existing login, session, and transaction flows through a single real-time API—no rip-and-replace required.

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VIEW API DOCS

VISIT FIDEO ON GITHUB

Fast to implement, lightweight integration

Get live in minutes, not weeks, with minimal engineering lift.

Identity-centric risk scoring with explainability

Fideo Verify scores risk at the identity level and shows the key signals behind every decision so teams can act with confidence.

One API that scales across origination, onboarding, and ATO

Use a single, consistent API to defend the full customer lifecycle, from first application through ongoing account takeover protection.

Client- and server-side SDKs

Deploy where it fits your stack—capture high-fidelity signals in the client and enforce decisions server-side for stronger control.


curl -X POST \
 https://api.fideo.ai/verify \
 -H 'Authorization: Bearer {Your API Key}' \
 -H "Content-Type: application/json" \
 -d '
{
 "emails": [
  "[email protected]"
],
 "phones": ["+19175550199"],
 "profiles": [
 {
  "service": "x",
  "username": "mariatrustywell",
  "url": "https://x.com/mariatrustywell"
 }
],
"name": {
 "given": "Maria",
 "family": "Trustwell",
 "full": "Maria A. Trustwell"
},
"organization": "Northwind Mutual",
"title": "VP, Deposit Risk",
"location": {
 "addressLine1": "19 Highview Blvd",
 "city": "Brookhaven",
 "region": "New York",
 "regionCode": "NY",
 "postalCode": "11719",
 "country": "United States",
 "countryCode": "US"
},
"ipAddress": "65.142.71.22",
"birthday": "1982-07-04"
}

{
 "risk": 0.6137062189019102,
 "checks": [
   {
   "id": "BREACHED_IDENTITY_COMPROMISED",
   "state": "MED",
   "name": "Identity Compromised in last 30 days",
   "description": "The identity has been compromised in the last month, which could indicate a medium potential fraud attempt.",
   "risk": "MED",
   "checkPackage": "Breached"
  },
  {
   "id": "IDENTITY_OFAC_LIST",
   "state": "INPUT_NAME",
   "name": "Input name matches OFAC list",
   "description": "The input name matches the OFAC list, indicating some risk.",
   "risk": "MED",
   "checkPackage": "Identity"
  },
  {
   "id": "PHONE_DNO_TEXT",
   "state": "UNKNOWN",
   "name": "Do not text not available",
   "description": "Do not text information not available",
   "risk": "LOW",
   "checkPackage": "Phone"
  }
 ]
}