VIDEO
Verify Overview (1:12)
A brief overview of Fideo Verify’s features and benefits.
Fideo™ Verify
Run Verify first—not last
Because Verify is cost-efficient and plugs into your existing stack, you can run it across onboarding, login, and transactions at scale. Catch more fraud early, reduce false positives, and eliminate the need for expensive downstream checks.
Fraud prevention shouldn’t come at the cost of customer experience
Run hundreds of identity checks per user—without increasing cost, friction, or replacing your systems.
Fideo Verify is a real-time identity intelligence layer built to protect digital interactions without added friction or cost barriers to scale.
Verify delivers comprehensive identity risk checks and actionable insights in a single streamlined call—at a fraction of the cost of traditional methods so it can be run early and continuously across the customer lifecycle.
Run Verify across the fraud lifecycle:
- Detect synthetic identity fraud before onboarding
- Prevent account takeover (ATO) during login and account activity
- Screen transactions before money movement
- Return structured reason codes and an optional identity risk score
- Deliver identity verification and fraud detection in a single API call
Fraud is evolving faster than static checks
Identity verification is failing because fraud is evolving faster than static checks. Fraud teams are forced to choose between reducing friction and stopping fraud. Fideo removes that tradeoff.
- Synthetic identity fraud bypasses onboarding and KYC
- Account takeover (ATO) is persistent and increasingly automated
- Fraud signals are fragmented across onboarding, login, and payments
- Point-in-time verification misses real-time identity risk
The most comprehensive identity risk checks
Multiple categories of checks in a single streamlined call
By unifying all essential identity verification and risk checks into one streamlined call, Fideo eliminates redundancies and closes gaps in fraud detection. Every result includes structured risk checks and explainable reason codes, enabling confident fraud decisions and supporting audit and regulatory review.
Synthetic
Whether submitted identity elements appear coherent, mismatched, fabricated, or assembled from unrelated identifiers
Validations
Names, addresses, SSN-related inputs, and other identity elements can be validated against authoritative identity records
Identity
Core identity risk, including deceased indicators, invalid SSNs, and known fraud associations
Global watch
Sanctions, OFAC, politically exposed person, and watchlist risk
Threat scan
Breach, dark web, malware, phishing, and compromised identity exposure
Digital
Social, online, IP, and digital footprint signals
Email deliverability, age, domain risk, disposability, blocklists, and organizational alignment
Phone
Phone validity, type, carrier, porting, DNO status, blocklists, and risky number behavior
Location
Address validity, residency signals, country risk, and mismatches across address, phone, and IP data
Network Intelligence
First-seen, last-seen, frequency, recency, and anomalous behavior patterns across Fideo’s network
Core use cases
Account origination & onboarding fraud prevention
Detect synthetic identities before KYC and reduce onboarding fraud.
Account takeover (ATO) prevention
Identify suspicious login behavior and prevent account compromise.
Loan origination fraud detection
Improve approval decisions and reduce early-stage fraud.
Review assistance & due diligence
Provide explainable identity insights for compliance and investigations.
Real-time identity verification API
Detect fraud instantly across onboarding, login, and transactions
Low-friction fraud detection
Reduce fraud without increasing onboarding or login friction
Explainable identity intelligence
Reason codes and optional risk scoring for transparent decisions
Enhances your existing stack
Works with KYC, AML, and fraud systems without replacement
Fideo’s iFIN Network
Your single source of identity risk verification
Fideo is backed by a reliable entity graph that continuously learns from our Identity Fraud Intelligence (iFIN) Network of thousands of partners and customers, providing insights to detect fraudulent patterns across onboarding, account access, transaction monitoring, and ongoing customer activity. We flag suspicious activity before fraudulent relationships begin, strengthening your real-time verification process to distinguish between legitimate and high-risk users.
50%
reduction in cost
47%
more risk detected
18B
new inputs per month
24/7
continuous updates
Resources
Frequently asked questions
Fideo Verify delivers the industry’s most comprehensive risk assessment by unifying eight categories of verification checks into a single API call. Unlike fragmented competitor solutions, you receive granular results from each category, a unified risk score, or both—providing complete transparency and flexibility for fraud detection decisions.
Our platform consolidates:
- Synthetic: Whether submitted identity elements appear coherent, mismatched, fabricated, or assembled from unrelated identifiers
- Validations: Names, addresses, SSN-related inputs, and other identity elements can be validated against authoritative identity records
- Identity: Core identity risk, including deceased indicators, invalid SSNs, and known fraud associations
- Global watch: Sanctions, OFAC, politically exposed person, and watchlist risk
- Threat scan: Breach, dark web, malware, phishing, and compromised identity exposure
- Digital: Social, online, IP, and digital footprint signals
- Email: Email deliverability, age, domain risk, disposability, blocklists, and organizational alignment
- Phone: Phone validity, type, carrier, porting, DNO status, blocklists, and risky number behavior
- Location: Address validity, residency signals, country risk, and mismatches across address, phone, and IP data
- Network intelligence: First-seen, last-seen, frequency, recency, and anomalous behavior patterns across Fideo’s network
Our data comes from the iFIN (Identity Fraud Intelligence) Network, Fideo’s proprietary intelligence ecosystem that continuously learns from thousands of partners and customers. This real-time fraud intelligence graph processes billions of identity signals daily and analyzes trillions of digital behaviors and relationships. Fideo Intelligence’s data graph integrates numerous identity signals to create a unified view of over 3 billion individual identities, 307 billion identifiers and relationships, and 18 billion monthly observations. The iFIN Network creates dynamic identity linkages rather than relying on static data collection, enabling detection of emerging threats and risks that traditional verification tools miss.
Fideo Verify uses transparent per-session pricing—one flat rate per user session for unlimited verification calls. Unlike unpredictable per-call pricing models, this approach:
- Simplifies budgeting and cost planning
- Eliminates choosing between thoroughness and expense
- Makes enterprise-grade identity intelligence accessible for organizations of all sizes
- Scales efficiently for fintechs, credit unions, community banks, and non-traditional lenders
When verification fails, Verify provides detailed insights explaining specific risk factors that triggered the failure. Our risk ranking system enables fraud and compliance teams to quickly decide whether to:
- Escalate cases to enhanced compliance checks
- Reject users outright to eliminate unnecessary KYC expenses
- Approve with additional verification conditions
This proactive approach streamlines legitimate customer onboarding while focusing resources on highest-risk cases, maximizing both operational efficiency and fraud prevention effectiveness.
Fideo Verify is built with developer-ready APIs designed for rapid deployment with minimal technical lift. The platform offers seamless, no-code integration that connects directly into your existing onboarding and fraud detection workflows. Most teams can integrate and go live quickly with:
- Simple API calls requiring minimal development effort
- Comprehensive documentation and integration support
- Direct integration into existing workflows and partner platforms
- Configurable modular approach to meet your organization’s specific needs
Fideo Verify maintains enterprise-grade security with comprehensive compliance coverage designed for financial institutions. All user information is handled responsibly with robust data protection measures ensuring regulatory adherence across jurisdictions. Our platform adheres to strict data security standards and meets regulatory requirements including:
- GDPR (General Data Protection Regulation)
- CCPA (California Consumer Privacy Act)
- Additional privacy frameworks
- Financial services compliance standards
Verify’s structured outputs and transparent reason codes support KYC, AML, sanctions screening, and regulatory reporting requirements, helping teams meet governance standards with defensible decisions.
Request a demo or connect with a fraud expert
Start your journey with us to protect what you value most
Learn how identity intelligence improves fraud detection, reduces identity verification costs, and strengthens identity risk decisions.